Online Payday Loans in Nevada

****Last Revised– 6/3/19****

Recent federal and state regulations have forced a few companies to shut down their online lending operations in Nevada. This includes many payday & installment lenders that offered online loans in Nevada(mainly to consumers in Las Vegas). With that, Nevada still ranks as one of the best states to live in if you need an online loan. Check back with us throughout the year as we believe more companies will be lending again soon.

These lenders provide installment or payday loans in Nevada:

My Payday Loan:
MyPaydayLoan is a large online lender that’s funded payday loans in Nevada for years.  Per their website, they offer the largest funding amounts in Nevada and never require bank statements for loans under $400.  Also, they recently streamlined their online application system. Mypaydayloan claims that Nevada residents are now more than twice as likely to see approval for an online payday loan. Bad credit won’t be an issue, but to qualify for a loan you can’t have any active cash advance loans in default. Applicants also need a valid checking account as they won’t accept a savings account.

Cash USA:
Large online payday loan company with a strong presence in Las Vegas.  Claim to never do a credit check and will generally qualify you for an online loan if you have a checking account and take home at least $1250 a month.   Also, they say you won’t need to fax in any information when you apply for a payday loans or an online installment loan. Nevada residents can expect a loan amount of up to 25% of your gross monthly income and your loan term should be anywhere from 35-90 days.

CheckIntoCash:
CheckIntoCash may be the largest direct payday lender in the country. They’ve been providing online payday loans in Nevada for well over a decade with competitive rates and the easiest online application process in Nevada. They’re funding online loans up to $1,000 for first time applicants in Nevada. They don’t have any physical cash advance locations in Las Vegas, but all Nevada residents are eligible to apply online. You must have a valid checking account that’s been open for at least 90 days to be approved.

Check City:
Check City offers online payday loans and retail loans in Nevada. They have offices throughout the state(mainly in the Las Vegas area) and have been offering cash advances to Nevada residents since 1989. Their online payday advances will range from $100 to $2,500 for Nevada consumers. Your payoff term can not exceed 35 days and your loan balance can not exceed 25% of your gross monthly income. Their online loans have low fees with reasonable payoff times, even with poor credit or past loan delinquencies.

Are you looking for more money than what a typical online payday loan offers?  If you have decent credit you should consider applying for an online installment loan.  With an installment loan you request a larger loan(usually 1k to 10k in Nevada depending on the lender). You can also get a much lower interest rate when compared to a traditional payday advance.  One of the largest sites for online loans that services the state of Nevada is FastLoans.  They can sometimes get Las Vegas residents, or anyone in the State of Nevada approved within an hour. They also have online help and 24/7 customer service.

BlueTrustLoans.com:
They currently offer online installment loans for Nevada citizens of $1,250 to $2,000. These online personal loans are often issued with a 6 month payment term of weekly or monthly payments. A Nevada citizen may qualify for a loan if they can show a recent history of employment income. They will also need direct deposit that goes into a bank account. Returning customers can also qualify for their Club Blue Rewards Program, see site for more information.

Opploans:
Opploans is an online lender that recently started providing online installment loans in Nevada. Their minimum online installment loan amount is $1,000. Qualified borrowers can choose a payoff term of their choosing up to 36 months. You can improve your credit score with Opploans as they report monthly payments to the credit bureaus. Opploans claims to have much lower interest rates when compared to traditional car title loans and payday loans.

Cash Central:
Cash Central is a longtime online payday lender that’s licensed to provide short term financial loans in Nevada. They also started offering installment loans to Nevada consumers as of early 2018. They have an easy 3-step application online process for a cash advance of $300 to $1,200 for Nevada residents. Your loan payoff term can be no shorter than 4 days and no longer than 35 days. Use code “FB1020” anytime in 2019 to get 20% off fees on your first payday loan.

Upstart Personal Loans:
Upstart funds direct personal loans of $1000 and higher with an APR range of 5-36%. An Upstart installment loan may not be your best option if there’s a history of bad credit. Las Vegas residents will need decent credit to get an online loan with them. Upstart loan terms range from 24 months to 36 months. There’s never a pre-payment penalty for borrowers that want to pay off the loan sooner.

Running into problems being approved for a cash advance loan?  Many of the payday lenders on this page may not lend to consumers in Nevada who have bad credit and a negative Chexsystem reports.  With that, if you need other options or if you can’t find a bad credit lender for whatever reason then you should check out Online Lender Network.  They partner with dozens of lenders that fund loans between $200 and $1,000 for residents of Las Vegas & the entire state of Nevada for that matter.  They can usually find a short term loan for anyone regardless of their financial situation.

PaydayDirectUSA
Payday Direct promises a quick approval process for Nevada consumers regardless of if you have poor credit or no credit at all. They currently offer online payday loans and installment loans that max out at $3,000 for consumers in Nevada. Member of the Online Lender Alliance offering same day cash advance options & an automated online application. Once approved, you will be can get your cash by direct deposit or have it loaded onto a prepaid card.

MoneyLion
MoneyLion is a nationwide lender of of low interest loans to Nevada residents with fair to good credit. These online loans will range from $1,000 to $30,000 and you can expert a payoff term of 1 to 3 years with an interest rate as low as 7%. Unlike typical payday loans, they use your past credit history and revolving debt amounts to determine lending terms. Moneylion also claims to have a “best rate promise” and free credit monitoring for eligible applicants.

Upstart
Upstart funds direct personal loans of $1000 and higher with an APR range of 5-36%. An Upstart installment loan may not be your best option if there’s a history of bad credit. Las Vegas residents will need decent credit to get an online loan with them. Upstart loan terms range from 24 months to 36 months. There’s never a pre-payment penalty for borrowers that want to setup a payment plan or pay off the loan sooner.

National Payday
National has been providing Nevada payday loans for the past decade. Based on their site data it seems they have a very high approval rate for Las Vegas consumers. National Payday claims to have more payment options and lower finance charges compared to other Las Vegas payday loan companies. They also provide same day cash wired to your account upon approval of a qualified loan application.

CashNetUSA
CashNet has provided online loans in Nevada for years and they also have around a dozen storefront locations in the Las Vegas area. As of 2019, Nevada residents can borrow up to $1500 and your loan will be due anywhere from 7 to 35 days out. You also have the option of extending your payday loan for up to 60 days after your initial due date. Cashnet currently has a promotion in place for Nevada residents. Use code “A15CASH” anytime through August for 15% off your initial payday loan fees.

SwiftLoans
SwiftLoans offers Nevada payday loans, cash advances and title loans for consumers all across the state. To qualify for an online loan you need to have a job and make at least $1200 a month. Per their website, you may be eligible for a Las Vegas payday loan with poor credit, past bankruptcies or bounced checks. While these loans are not a long term financial solution for unexpected expenses, their rates are lower than other similar lenders.

Springleaf
Springleaf has been providing cash advances in Nevada for years. They’re a huge company that’s listed on the NY stock exchange with over 3 million installment loans issued since the company’s start. Springleaf funds online installment loans that start at $3000 for qualified consumers in Nevada. They also have a handful or retail locations in Las Vegas where you can receive an installment loan that same day. With a Springleaf installment loan you can pay off your loan in one to two years and there’s no pre-payment penalty. You’ll need to show a decent credit score to start the loan approval process.

 
Use our site to find the best resources about payday loans Las Vegas and all throughout the state of Nevada for that matter.  We only list online lenders that loan money to consumers who live in Las Vegas.  Over the past few years, Nevada has taken steps to reign in lenders that provide online payday loans.  There were many complaints coming in from all across the state. Many of these complaints have come from populated areas for obvious reasons. These new regulations are in place to cap borrower loan amounts and limit the total of short-term loans and installment loans. This also caps the extensions a consumer can have at any one time.  The State of Nevada still has no limit on the amount that someone can borrow.  In fact, you can still go to a payday loan location throughout the state and apply for any amount of money. This means payday advance companies can charge whatever they want when it comes to fees and interest.  It makes sense to choose your lender wise once you decide to submit an application for an online advance.
 
Nevada Payday Loan Regulations state that a payday loan can not exceed 25% of the applicants expected gross monthly income.  Keep in mind, this applies to citizens all over the state. Not only citizens in Las Vegas or Reno! Sometimes a borrower requests an extension or asks to make payment arrangements. They need to understand that extensions can only be for 60 days beyond the initial due date.  In Nevada a borrower has the legal right to rescind a payday loan within one business day.  The borrower also has the legal right to pay back a loan in full without any extra charges or fees. Make sure you have a valid checking account and employment record before applying. There is no limit when it comes to the finance charge a Las Vegas based lender or an online lender can assess on an average 14 day payday loan. We expect this rule may change as we head into the later part of 2018. Do your research on any company you are considering working with. Check their lending terms and online reviews. Pay attention to their contract terms and conditions before you sign off on any financial contract.
 
As with most states, there aren’t as many companies in Nevada as there used to be that fund online loans.  Many companies that claim to be actual loan companies are non-direct lenders.  They don’t lend money and they don’t make and underwriting decisions when it comes to your payday loan. Unlike an online lender, they have no idea what the laws and restrictions are when it comes to fees and rates. These companies will take your information and attempt to sell it to many companies. Applicants will enter their personal and checking information online. All this time they have no real idea where the personal information is going. That’s why it very important to deal with an actual lender.  You should save time and money. More so, you have the assurance of knowing exactly where your information is being sent.
 
At Nevadaypaydaylenders, we try to list all the short term lenders that provide cash advances to consumers that in Las Vegas. We focus on Las Vegas cash advance and title loan companies. But that doesn’t mean we’ve neglected the entire state of Nevada. This state encompasses a large area with cities big and small. We know there are many people searching for a cash advance or installment loan. The good thing is that most online payday loans that are available in metro areas are also available in any other part of Nevada. This may not look like a comprehensive list but keep in mind these lenders only fund payday loans Las Vegas.  Also, the companies listed here are only online lenders. We don’t list the retail locations as there are hundreds of payday loan stores in Las Vegas alone! You can do a search online for payday loans in most large cities and come up with dozens within any square mile. We make no claims or warranties about the quality of service you will receive from the online lenders listed on our site.  These companies have all been in business for a while. Most process thousands of payday loans a year for Nevada consumers.  We revise this list on a weekly basis.  Don’t hesitate to contact us if you see an online lender or installment loan company that’s missing from this list. Keep in mind we only list companies that have an online presence in Nevada. As mentioned earlier, there are many payday lenders in Las Vegas metro. But we generally will not list companies who don’t have an online presence.

Most Payday Advance Companies Will Provide Loans Throughout Nevada!