****Last Revised– 9/4/19****
Recent federal and state regulations have forced a few companies to shut down their online lending operations in Nevada. This includes many payday & installment lenders that offered online loans. With that, Nevada still ranks as one of the best states to live in if you need an online loan. Check back with us throughout the year as we believe more companies will be lending again soon.
These lenders provide installment or payday loans in Nevada:
My Payday Loan:
MyPaydayLoan is a large online lender that’s funded payday loans in Nevada for years. Per their website, they offer the largest funding amounts in Nevada and never require bank statements for loans under $400. Also, they recently streamlined their online application system. Mypaydayloan claims that Nevada residents are now more than twice as likely to see approval for an online short term loan. Bad credit won’t be an issue, but to qualify for a loan you can’t have any active cash advances in default. Applicants also need a valid checking account as they won’t accept a savings account.
Large online payday loan company with a strong presence in Las Vegas. Claim to never do a credit check and will generally qualify you for an online loan if you have a checking account and take home at least $1250 a month. Also, they say you won’t need to fax in any information when you apply for a payday loans or an online installment loan. Nevada residents can expect a loan amount of up to 25% of your gross monthly income and your loan term should be anywhere from 35-90 days.
CheckIntoCash may be the largest direct payday lender in the country. They’ve been providing online payday loans in Nevada for well over a decade with competitive rates and the easiest online application process in Nevada. They’re funding online loans up to $1,000 for first time applicants. They don’t have any physical cash advance locations in Las Vegas, but all local residents are eligible to apply online. You must have a valid checking account that’s been open for at least 90 days to be approved.
Opploans is an online lender that recently started providing online installment loans in Nevada. Their minimum online installment loan amount is $1,000. Qualified borrowers can choose a payoff term of their choosing up to 36 months. You can improve your credit score with Opploans as they report monthly payments to the credit bureaus. Opploans claims to have lower interest rates when compared to traditional car title loans and payday loans.
Are you looking for more money than what a typical online payday loan offers? If you have decent credit you should consider applying for an online installment loan. With an installment loan you request a larger amount(usually 1k to 10k in Nevada depending on the lender). You can also get a much lower interest rate when compared to a traditional payday advance. One of the largest sites for online loans that services the state of Nevada is FastLoans. They can sometimes get Las Vegas residents, or anyone in the State of Nevada approved within an hour. They also have online help and 24/7 customer service.
They currently offer online installment loans for Nevada citizens of $1,250 to $2,000. These online personal loans are often issued with a 6 month payment term of weekly or monthly payments. A Nevada citizen may qualify for a loan if they can show a recent history of employment income. They will also need direct deposit that goes into a bank account. Returning customers can also qualify for their Club Blue Rewards Program, see site for more information.
Check City offers online payday loans and retail loans in Nevada. They have offices throughout the state(mainly in the Las Vegas area) and have been offering cash advances to Nevada residents since 1989. Their online payday advances will range from $100 to $2,500 for Nevada consumers. Your payoff term can not exceed 35 days and the amount you borrow can not exceed 25% of your gross monthly income. Their online loans have low fees with reasonable payoff times, even with poor credit or past loan delinquencies.
Cash Central is a longtime online payday lender that’s licensed to provide short term financial loans in Nevada. They also started offering installment loans to Nevada consumers as of early 2018. They have an easy 3-step application online process for a cash advance of $300 to $1,200 for Nevada residents. Your loan payoff term can be no shorter than 4 days and no longer than 35 days. Use code “FB1020” anytime in 2019 to get 20% off fees on your first payday loan.
Upstart Personal Loans:
Upstart funds direct personal loans of $1000 and higher with an APR range of 5-36%. An Upstart installment loan may not be your best option if there’s a history of bad credit. Las Vegas residents will need decent credit to get an online loan with them. Terms with Upstart range from 24 months to 36 months. There’s never a pre-payment penalty for borrowers that want to pay off the loan sooner.
Running into problems being approved for a cash advance loan? Many of the payday lenders on this page may not lend to consumers in Nevada who have bad credit and a negative Chexsystem reports. With that, if you need other options or if you can’t find a bad credit lender for whatever reason then you should check out Online Lender Network. They partner with dozens of lenders that fund loans between $200 and $1,000 for residents of Las Vegas & the entire state of Nevada for that matter. They can usually find a short term loan for anyone regardless of their financial situation.
Payday Direct USA
Payday Direct promises a quick approval process for Nevada consumers regardless of if you have poor credit or no credit at all. They currently offer online payday loans and installment loans that max out at $3,000 for consumers in NV. Member of the Online Lender Alliance offering same day cash advance options & an automated online application. Once approved, you will be can get your cash by direct deposit or have it loaded onto a prepaid card.
MoneyLion is a nationwide lender of of low interest loans to Nevada residents with fair to good credit. These online loans will range from $1,000 to $30,000 and you can expert a payoff term of 1 to 3 years with an interest rate as low as 7%. Unlike typical payday loans, they use your past credit history and revolving debt amounts to determine lending terms. Moneylion also claims to have a “best rate promise” and free credit monitoring for eligible applicants.
National has been providing Nevada payday loans for the past decade. Based on their site data it seems they have a very high approval rate for Las Vegas consumers. National claims to have more payment options and lower finance charges compared to other Las Vegas payday loan companies and financial institutions. They also provide same day cash wired to your account upon approval of a qualified application.
CashNet has provided online loans in Nevada for years and they also have around a dozen storefront locations in the Las Vegas & Henderson area. As of 2019, Nevada residents can borrow up to $1500 and your loan will be due anywhere from 7 to 35 days out. You also have the option of extending your payday loan for up to 60 days after your initial due date. Cashnet currently has a promotion in place for Nevada residents. Use code “A15CASH” anytime through September for 15% off your initial underwriting fees.
SwiftLoans offers fast cash loans, online advances and title loans for consumers all across the state. To qualify for an online loan you need to have a job and make at least $1200 a month. Per their website, you may be eligible for a Las Vegas payday loan with poor credit, past bankruptcies or bounced checks. While these loans are not a long term financial solution for unexpected expenses, their rates are lower than other similar lenders.
Springleaf has been providing cash advances in Nevada for years. They’re a huge company that’s listed on the NY stock exchange with over 3 million installment loans issued since the company’s start. Springleaf funds online installment loans that start at $3000 for qualified consumers in Nevada. They also have a handful or retail locations in the LV metro area where you can receive an installment loan that same day. With a Springleaf installment loan you can pay off the full amount in one to two years and there’s no pre-payment penalty. You’ll need to show a decent credit score to start the approval process.