****Last Updated– 7/2/14****
Recent federal and state regulations have forced many direct payday lenders to temporarily pause or completely shut down their lending operations in Nevada. This includes many of the tribal payday lenders and offshore installment lenders that offered loans in Nevada. With that being said, Nevada still ranks as one of the best states to get a direct payday loan or direct installment loan. There are a few court cases working their way through the system that should better define the Nevada payday loan industry in a few months. With that being said we expect a handful of large direct payday loan lenders to come back on board over as we move through the summer months. In the meantime our list of direct payday loan lenders in Nevada has shrunk a bit.
These lenders offer direct payday loans or direct installment loans in Nevada:
Large online direct payday loan lender. They claim to offer the largest funding amounts in Nevada and will never perform a credit check. You can authorize a same day bank wire to get cash in hand within minutes if you qualify. Also they just streamlined their online application process. Mypaydayloan claims that Nevada residents are now more than twice as likely to be approved for a direct payday loan with their new process.
Ace just recent started offering payday loans and installment loans in Nevada. They’re one of the largest direct payday lenders around and they offer same day loans up to $1,000. Also, you can have the money wired to your bank account or pick it up that same day at any of their Nevada locations!
Quick approval process for Nevada consumers. At this time they’re offering direct payday loans and direct installment loans for up to $1,000 for consumers in Nevada. Member of the Online Lender Alliance offering say day cash options with a fully automated online application process.
Longtime direct payday lender that’s fully licensed to provide short term payday loans. They also just started offering installment loans to Nevada consumers as of early 2014. They have an easy 3-step application online process and offer payday loans up to $1,200 to Nevada residents.
Are you having trouble finding a direct payday loan lender? Many of the direct payday lenders listed here will lend to consumers in Nevada who may have bad credit or bad Chexsystem’s reports. With that being said, if you need other options or if you can’t find a direct lender for whatever reason then you should check out CashAdvance.com. They work with dozens of direct payday lenders & direct installment lenders that currently offer loans to consumers in Nevada. They can usually find a direct loan for anyone regardless of your financial situation.
National Payday has been providing online payday loans for the past decade. They claim to have a very high approval rate for Nevada consumers. National has more payment options and lower finance charges compared to other direct lenders. They also offer same day cash wired to your account.
Prosper is not a payday loan lender. Prosper is a peer to peer lending platform that allows you the borrower, to connect with someone who has money to lend. They offer personal loans of $2,000 to $40,000 with interest rates as low as 5%. In order for a Nevada resident to qualify you’ll need a credit score of 650 or higher with an annual income of over $50,000.
Helping hands offers payday loans and installment loans to consumers in Nevada. In order to qualify for a loan you need to currently be employed and make at least $1000 a month. They claim that you’re still eligable for a payday loan even if you’ve had past bankruptcies or bounced checks.
Check City is one of the most established lenders currently serving the state of Nevada. They have many offices in the state and have been offering payday loans to Nevada residents since 1989. At this time they will lend up to $1,000 to Nevada consumers. They offer low fees with reasonable payoff times.
Large online lender with a strong presence in Nevada. Claim to never do a credit check and will generally qualify you if you have a checking account and make at least $800 a month. Also they say you won’t need to fax in any information to apply for a direct payday loan or direct installment loan.
Are you looking for more money than what a payday loan or installment loan can provide? If you have a vehicle that’s paid off you may want to look into a car title loan. With a car title loan you can borrow a large amount of money(usually the amount your car is worth) and get a much lower interest rate compared to traditional payday loans or installment loans. You’ll be able to keep your car and once you pay off your loan you’re free and clear. The largest direct auto title lender in Nevada is 800LoanMart. They can generally get you approved in less than an hour and have great customer service. Check them out today for more info.