List of Nevada Direct Payday Lenders

****Last Revised– 4/24/17****

Recent federal and state regulations have forced many payday loan lenders to pause or shut down their online lending operations in Nevada. This includes many online payday lenders & installment lenders that offered online personal loans in Nevada(mainly to consumers in Las Vegas). Even with that, Nevada still ranks as one of the best states to reside in if you need an online loan. Check back with us throughout the year, as we believe even more companies will be lending again throughout 2017. 

These lenders provide Nevada payday loans or installment loans in Nevada:


Check City:

Check City offers online payday loans and retail loans in Nevada. They have offices throughout the state(mainly in the Las Vegas area) and have been offering cash advances to Nevada residents since 1989. They offer online payday loans that range from $100 to $2,500 for Nevada consumers. Your payoff term can not exceed 35 days and your loan balance can not exceed 25% of your gross monthly income. Their online loans have low fees with reasonable payoff times, even with poor credit or past loan delinquencies.

Large online payday loan company with a strong presence in Las Vegas.  Claim to never do a credit check and will generally qualify you for an online loan if you have a checking account and take home at least $1250 a month.   Also, they say you won’t need to fax in any information when you apply for a direct payday loan or direct installment loan. Nevada residents can expect a loan amount of up to 25% of your gross monthly income and your loan term should be anywhere from 35-90 days.


CashNet has provided online loans in Nevada for years and they also have around a dozen storefront locations in the Las Vegas area. As of 2017, Nevada residents can borrow up to $1500 and your loan will be due anywhere from 7 to 35 days out. You also have the option of extending your payday loan for up to 60 days after your initial due date. Cashnet currently has a promotion in place for Nevada residents. Use code “NEWCASH25” anytime through June for 25% off your initial payday loan fees.


CheckIntoCash may be the largest direct payday lender in the country. They’ve been providing online payday loans in Nevada for well over a decade and claim to have competitive rates in addition to the easiest online application process in Nevada. They’re funding online payday loans up to $1,000 for first time applicants in Nevada. They don’t have any physical cash advance locations in Las Vegas, but all Nevada residents are eligible to apply online. You must have a valid checking account that’s been open for at least 90 days to be approved.

My Payday Loan:

MyPaydayLoan is a large direct lender that’s funded payday loans in Nevada for years.  Per their website, they offer the largest funding amounts in Nevada and never require bank statements for loans under $400.  Also, they just streamlined their online application system. Mypaydayloan claims that Nevada residents are now more than twice as likely to be approved for an online payday loan. Bad credit won’t be an issue, but in order to qualify for a loan you can’t have any active cash advance loans in default and you need a valid checking account, they won’t accept a savings account.

Running into problems being approved for a cash advance loan?  Many of the direct payday lenders on this page may not lend to consumers in Nevada who have bad credit and a negative Chexsystem reports.  With that being said, if you need other options or if you can’t find a bad credit lender for whatever reason then you should check out Online Lender Network.  They partner with dozens of online payday lenders that fund loans that max out at $1,000 for residents of Las Vegas & the entire state of Nevada for that matter.  They can usually find a direct payday loan for anyone regardless of their financial situation.

Cash Central:

Cash Central is a longtime online payday lender that’s fully licensed to provide short term loans in Nevada. They also just started offering installment loans to Nevada consumers as of early 2016. They have an easy 3-step application online process for a cash advance of $300 to $1,200 for Nevada residents. Your loan payoff term can be no shorter than 4 days and no longer than 35 days. Use code “CJ4720” anytime through 2017 to get 20% off fees on your first payday loan.

This online lender is new to Nevada as of early 2016. They currently offer online installment loans for Nevada citizens of $250 to $1250. Returning customers can qualify for more. These online personal loans are often issued with a 6 month payment term of weekly or monthly payments. Based on their website, a Nevada citizen will qualify for a loan if they can show a recent history of employment income with direct deposit that goes into a bank account.

Payday Direct USA:

Payday Direct promises a quick approval process for Nevada consumers regardless of if you have poor credit or no credit at all. They currently offer online payday loans and installment loans that max out at $3,000 for consumers in Nevada. Member of the Online Lender Alliance offering same day cash advance options & a fully automated online application.


Upstart funds direct personal loans of $1000 and higher with an APR range of 5-36%. An Upstart installment loan may not be your best option if there’s a history of bad credit. Las Vegas residents will need decent credit in order to get an online loan with them. Upstart loan terms will range from 24 months to 36 months and there’s never a pre-payment penalty if you want to pay off the loan sooner.

National Payday:

National Payday has been providing Nevada payday loans for the past decade. Based on their site data it seems they have a very high approval rate for Las Vegas consumers. National Payday also claims to have more payment options and lower finance charges compared to other cash advance lenders. They also provide same day cash wired to your account upon approval.


SwiftLoans offers Nevada payday loans and installment loans for consumers all across the state. To qualify for an online loan you need to currently be employed and make at least $1200 a month. Per their website, you’re still eligible for an online payday loan in Nevada even with poor credit, past bankruptcies or bounced checks.


Springleaf has been providing cash advances in Nevada for years. They’re a huge company that’s listed on the NY stock exchange and have provided installment loans to well over 3 million consumers since the company’s inception. Springleaf funds online installment loans that start at $3000 for qualified consumers in Nevada. They also have a handful or retail locations in Las Vegas where you can finalize an installment loan that same day. With a Springleaf installment loan you can pay off your loan in one to two years and there’s no pre-payment penalty. You’ll probably need to show a decent credit score to be approved for a loan

Are you looking for more money than what a typical online payday loan offers?  If you have decent credit you should consider applying for a direct installment loan.  With an installment loan you request a larger loan(usually 1k to 10k in Nevada depending on the lender) and get a much lower interest rate when compared to traditional cash advances.  One of the largest installment loan sites that services the state of Nevada is Lendyou.  They can generally get Las Vegas residents, or anyone in the State of Nevada approved within an hour and have great online help and customer service.  Check them out today to determine if an online installment loan or payday loans Las Vegas is the way to go.

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Direct Payday Loans In Las Vegas, Nevada

You can use our site to find the best resources regarding payday loans Las Vegas and all throughout the state of Nevada for that matter.  We only list online lenders that actively loan money to consumers who live in Las Vegas.  Over the past few years, Nevada has taken some broad steps to reign in lenders that provide online payday loans.  There were numerous complaints coming in from all across the state. Many of these complaints were centered in densely populated areas for obvious reasons. These new regulations are intended to cap borrower loan amounts and limit the total of short-term loans and installment loans. This also caps the extensions a consumer can have at any one time.  However, as of 2017 there is still no limit on the amount that can be loaned.  In fact, you can still go to a payday loan location throughout the state and literally get any amount of money that someone is willing to give you. This means direct payday loan lenders can pretty much charge whatever they want when it comes to fees and interest.   So you need to be sure you go with a reputable lender if you intend to apply for a cash advance.
Nevada Payday Loan Regulations state that a payday loan can not exceed 25% of the applicants expected gross monthly income.  Keep in mind, this applies to citizens all over the state. Not just citizens in Las Vegas or Reno! So If a borrower requests an extension on paying back a payday loan, that extension can only be granted out for 60 days beyond the initial due date.  Another thing to remember is that in Nevada a borrower has the legal right to rescind a payday loan within one business day of when the loan was granted.  Lastly, the borrower has the legal right to pay back a loan in full without any additional charges or fees. At this time there is no limit when it comes to the finance charge a Las Vegas based lender or an online lender can assess on an average 14 day payday loan. We expect this rule may change as we head into the later part of 2017.
As with most states there aren’t as many companies in Nevada as there used to that fund online payday loans and installment loans.  Many companies that claim to be direct lenders are actually non-direct lenders.  They don’t lend money and they don’t make and underwriting decisions when it comes to your payday loan. Unlike a direct lender, they probably have now idea what the laws and restrictions are when it comes to payday loans Las Vegas or Nevada for that matter! These companies are simply payday loan matching services that will take your information and attempt to sell it to multiple companies.  That’s why it very important to deal with only direct lenders.  You will not only save time and money but you have the assurance of knowing exactly where your information is being sent.
At Nevadaypaydaylenders, we try to list and document all the direct lenders that are currently offering online payday loans to consumers that live in Las Vegas. While we primarily focus on Las Vegas payday loans, that doesn’t mean we’ve neglected the entire state of Nevada. Simply put, Las Vegas is a large area and there are many people searching for a cash advance or installment loan. The good thing is that most online payday loans that are available in metro areas are also available in any other part of Nevada. This may not look like a comprehensive list but keep in mind these are only direct payday loan lenders.  Also, the direct payday lenders listed here are only online lenders. We obviously don’t list the retail locations as there are literally hundreds of payday loan stores in Las Vegas alone! You can do a search online for payday loans in most large cities and come up with dozens within any square mile. We make no claims or warranties regarding the quality of service you will receive from the direct lenders listed on our site.  However, these companies have all been in business for quite a while and process thousands of direct payday loans a year for Nevada consumers.  This list will be updated every week.  If you see a direct payday lender or installment loan company that’s missing from this list don’t hesitate to contact us so we can update our database! Also, keep in mind we only list companies that have an online presence in Nevada. As we mentioned earlier, there are many payday lenders in Las Vegas metro, but we generally will not list companies who don’t have an online presence.

Most payday loans Las Vegas Are Also Available Throughout Nevada!

Check out our latest post about the best ways to compare payday lenders and installment lenders.
choose from dozens of lenders in Nevada

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