****Last Revised– 2/6/17****
Recent federal and state regulations have forced many payday loan lenders to pause or completely shut down their online lending operations in Nevada. This includes many online payday lenders & installment lenders that offered online personal loans in Nevada(mainly to consumers in Las Vegas). Even with that, Nevada still ranks as one of the best states to reside in if you need an online loan. Check back with us throughout the year, as we believe even more companies will be lending again throughout 2017.
These online lenders offer direct payday loans or direct installment loans in Nevada:
Check City offers online payday loans and retail loans in Nevada. They have offices throughout the state(mainly in the Las Vegas area) and have been offering payday loans to Nevada residents since 1989. They offer online payday loans that range from $100 to $2,500 for Nevada consumers. Your payday loan payoff term can not exceed 35 days and your loan balance can not exceed 25% of your gross monthly income. Their online loans have low fees with reasonable payoff times, even with poor credit or past payday loan delinquencies.
Large online payday loan company with a strong presence in Las Vegas. Claim to never do a credit check and will generally qualify you for an online loan if you have a checking account and take home at least $1250 a month. Also, they say you won’t need to fax in any information when you apply for a direct payday loan or direct installment loan. Nevada residents can expect a loan amount of up to 25% of your gross monthly income and your loan term should be anywhere from 35-90 days.
CashNet has been a longtime online lender in Nevada and they also have a few storefront locations in Las Vegas. As of 2017, Nevada residents can borrow up to $1500 and your loan will be due anywhere from 7 to 35 days out. On top of that, you have the option of extending your payday loan for up to 60 days after your initial due date. Cashnet currently has a promotion in place for Nevada residents. Use code “NEWCASH25” anytime through March for 25% off your initial payday loan fees.
MyPaydayLoan is a large direct lender that’s funded payday loans in Nevada for years. Per their website, they offer the largest funding amounts in Nevada and never require bank statements for loans under $400. Also, they just streamlined their online application system. Mypaydayloan claims that Nevada residents are now more than twice as likely to be approved for an online payday loan. Bad credit won’t be an issue, but in order to qualify for a loan you can’t have any active payday loans in default and you need a valid checking account, they won’t accept a savings account.
CheckIntoCash may be the largest direct payday lender in the country. They’ve been providing online payday loans in Nevada for well over a decade and claim to have competitive rates in addition to the easiest online application process in Nevada. They’re funding online payday loans up to $1,000 for first time applicants in Nevada. They don’t have any physical payday loan locations in Las Vegas, but all Nevada residents are eligible to apply online. You must have a valid checking account that’s been open for at least 90 days to be approved.
Running into problems being approved for a payday loan in Las Vegas? Many of the direct payday lenders on this page may not lend to consumers in Nevada who have bad credit and a negative Chexsystem reports. With that being said, if you need other options or if you can’t find a bad credit lender for whatever reason then you should check out 24/7 Loan Pros. They partner with dozens of online payday lenders that fund loans that max out at $1,000 for residents of Las Vegas & the entire state of Nevada for that matter. They can usually find a direct payday loan for anyone regardless of their financial situation.
This online lender is new to Nevada as of early 2016. They currently offer online installment loans for Nevada citizens of $250 to $1250. Returning customers can qualify for more. These online personal loans are often issued with a 6 month payment term of weekly or monthly payments. Based on their website, a Nevada citizen will qualify for a loan if they can show a recent history of employment income with direct deposit that goes into a bank account.
Payday Direct promises a quick approval process for Nevada consumers regardless of if you have poor credit or no credit at all. They currently offer online payday loans and installment loans that max out at $3,000 for consumers in Nevada. Member of the Online Lender Alliance offering same day cash advance options & a fully automated online application.
National Payday has been providing online payday loans in Nevada for the past decade. Based on their site data it seems they have a very high approval rate for Las Vegas consumers. National Payday also claims to have more payment options and lower finance charges compared to other cash advance lenders. They also offer same day cash wired to your account.
SwiftLoans offers online payday loans and installment loans for consumers in Nevada. In order to qualify for an online loan you need to currently be employed and make at least $1000 a month. Per their website, you’re still eligible for an online payday loan in Nevada even with poor credit, past bankruptcies or bounced checks.
Upstart funds Las Vegas personal loans of $1000 and higher with an APR range of 5-36%. An Upstart personal loan may not be your best option if there’s a history of bad credit. Las Vegas residents will need decent credit in order to get an online loan with them. Upstart loan terms will range from 24 months to 36 months and there’s never a pre-payment penalty if you want to pay off the loan sooner.
Cash Central is a longtime online payday lender that’s fully licensed to provide short term payday loans in Nevada. They also just started offering installment loans for Nevada consumers as of early 2015. They have an easy 3-step application online process and currently fund online payday loans up to $400 to Nevada residents. Your loan payoff term can be no shorter than 4 days and no longer than 35 days.
Springleaf has been providing payday loans in Las Vegas for years. They’re a huge company that’s listed on the NY stock exchange and have provided personal loans to well over 3 million consumers since the company’s inception. Springleaf is currently funding online installment loans that start at $3000 for qualified consumers in Nevada. They also have a handful or retail locations in Las Vegas where you can finalize a loan that same day. With a Springleaf installment loan you can pay off your loan in one to two years and there’s no pre-payment penalty. You’ll probably need to show a decent credit score to be approved for a loan
Are you looking for more money than what a typical online payday loan offers? If you have decent credit you should consider applying for a direct installment loan. With an installment loan you request a larger loan(usually 1k to 10k in Nevada depending on the lender) and get a much lower interest rate when compared to traditional online payday loans. One of the largest installment loan sites that services the state of Nevada is Lendyou. They can generally get Las Vegas residents, or anyone in the State of Nevada approved within an hour and have great online help and customer service. Check them out today to determine if an online installment loan or payday loans Las Vegas is the way to go.