List of Nevada Direct Payday Lenders

****Last Updated– 3/21/15****

Recent federal and state regulations have forced many lenders to pause or completely shut down their online lending operations in Nevada.  This includes many of the tribal payday lenders and offshore installment lenders that offered online personal loans in Nevada(mainly to consumers in Las Vegas).  With that being said, Nevada still ranks as one of the best states to get an online direct payday loan or direct installment loan. Check this database often as we expect a few large online payday lenders to start lending again in early 2015. 

These online lenders offer direct payday loans or direct installment loans in Nevada:


Check City:

Check City offers online loans and retail loans in Nevada. They have offices throughout the state(mainly in the Las Vegas area) and have been offering payday loans to Nevada residents since 1989. At this time they’re offering cash advance loans of up to $1,000 to Nevada consumers. Their online loans have low fees with reasonable payoff times, even if you have bad credit or past payday loan delinquencies.

Payday Direct USA:

Payday Direct promises a quick approval process for Nevada consumers regardless of if you have bad credit or no credit at all. At this time they’re offering online payday loans and installment loans of up to $1,000 for consumers in Nevada. Member of the Online Lender Alliance offering same day cash advance options & a fully automated online application process.

Cash Central:

Cash Central is a longtime online payday lender that’s fully licensed to provide short term payday loans in Nevada. They also just started offering installment loans to Nevada consumers as of early 2014.  They have an easy 3-step application online process and offer payday loans and installment loans of up to $1,200 to Nevada residents. Use promotion code “CJM201″ for 20% off fees on your first loan.

My Payday Loan:

MyPaydayLoan is a large direct payday loan lender that’s been offering online loans in Nevada for years.  They claim to offer the largest funding amounts to consumers in Nevada and never require bank statements for loans under $500.  Also, they just streamlined their online application process. Mypaydayloan claims that Nevada residents are now more than twice as likely to be approved for a direct cash advance. Bad credit is no problem, but in order to qualify for a loan you can’t have any active payday loans in default and you must have an active checking account.

Are you having trouble getting a cash advance in Nevada?  Many of the direct payday lenders listed here may not lend to consumers in Nevada who may have bad credit or bad Chexsystem’s reports.  With that being said, if you need other options or if you can’t find a decent bad credit lender for whatever reason then you should check out  They work with dozens of direct cash advance lenders that currently offer loans to consumers in Nevada.  They can usually find a direct loan for anyone regardless of if your financial situation.


CheckIntoCash may be the largest direct payday lender in the country. They’ve been offering online payday loans in Nevada for well over a decade and claim to have competitive rates with one of the easiest application processes in Nevada. At this time they’re offering online payday loans and installment loans of up to $1500 for first time applicants in Nevada.

Avant Credit:

Avant Credit offers direct online installment loans to Nevada residents. An Avant installment loan may not be your best option if you have bad credit. You generally need average to good credit to be approved for a loan with them. They’re currently offering loans in Nevada for up to $3,000 with a 24 month payoff term.

Bright Sky Lending:

Large online cash advance lender with a strong presence in Nevada.  Claim to never do a credit check and will generally qualify you for an online loan if you have a checking account and make at least $800 a month.   Also they say you won’t need to fax in any information when you apply for a direct payday loan or direct installment loan.

National Payday:

National Payday has been offering online payday loans to Nevada residents for the past decade. They claim to have a very high approval rate for Nevada consumers. National Payday also claims to have more payment options and lower finance charges compared to most other cash advance lenders. They also offer same day cash wired to your account.

Helping Hand Advances:

Helping Hand Advances offers online payday loans and installment loans to consumers in Nevada. In order to qualify for a loan you need to currently be employed and make at least $1000 a month. They claim that you’re still eligible for a payday loan even if you bad credit, past bankruptcies or bounced checks.

Are you looking for more money than what a typical online payday loan offers?  If you have decent credit you may want to apply for a direct installment loan.  With an installment loan you can borrow a large amount of money(usually 1k to 10k in Nevada depending on the lender) and get a much lower interest rate when compared to a traditional payday loan.  One of the largest installment loan sites that services the state of Nevada is CashLoanWebBank.  They can generally get Nevada residents approved in less than an hour and have great online help and customer service.  Check them out today to determine if an installment loan is the way to go.

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Find a Direct Payday Lender in Nevada

Use our database of lenders to find the best direct payday loan resources available in the state of Nevada.  We only list direct lenders that can loan money to consumers who live in Nevada.  Over the past few years Nevada has taken some broad steps to reign in the payday loan industry.  There were numerous complaints coming in from all across the state, mostly in Las Vegas though. These new regulations are intended to cap borrowers loan amounts, and limit the total of loans and extensions a consumer can have at any one time.  However, as of 2012 there is still no limit on the amount that can be loaned.  In fact you can still go to a cash advance location in Las Vegas and literally get any amount of money that someone is willing to give you. This means direct payday loan lenders can pretty much charge whatever they want when it comes to fees and interest.   So you need to be sure you go with a reputable direct payday lender if you intend to apply for a payday loan.
As of 2012 a payday loan can not exceed 25% of the applicants expected gross monthly income.  So If a borrow requests an extension on paying back a payday loan that extension can only be granted out for 60 days beyond the initial due date.  Another thing to remember is that in Nevada a borrower has the legal right to rescind a payday loan within one business day of when the loan was granted.  Lastly, the borrower has the legal right to payback a loan in full without any additional charges or fees.
As with most states there aren’t many direct payday loan lenders in Nevada.  There are companies that claim to be direct lenders but in actuality these companies are non-direct lenders.  They are simply payday loan matching services that will take your information and attempt to sell it to multiple companies.  That’s why it very important to deal with only direct lenders.  You will not only save time and money but you have the assurance of knowing exactly where your information is being sent.
At Nevadaypaydaylenders, we try to list and document all the direct lenders that are currently offering loans to consumers that live in Nevada.  This may not look like a comprehensive list but keep in mind these are only direct payday loan lenders.  Also, the direct payday lenders listed here are only the online lenders. We obviously don’t list the retail locations as there are literally hundreds of payday loan stores in Las Vegas alone! We make no claims or warranties regarding the quality of service you will receive from the direct lenders listed below.  However, these companies have all been in business for quite a while and process thousands of payday loans a year.  This list will be updated every week.  If you see a direct payday lender that’s missing from this list don’t hesitate to contact us so we can update our database!

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