Database of Direct Lenders in Nevada
Use our database of lenders to find the best direct payday loan resources available in the state of Nevada. We only list direct lenders that can loan money to consumers who live in Nevada. Over the past few years Nevada has taken some broad steps to reign in the payday loan industry. These new regulations are intended to cap borrowers loan amounts, and limit the total of loans and extensions a consumer can have at any one time. However, as of 2012 there is still no limit on the amount that can be loaned. This means direct payday loan lenders can pretty much charge whatever they want when it comes to fees and interest. So you need to be sure you go with a reputable direct payday lender if you intend to apply for a payday loan.
As of 2012 a payday loan can not exceed 25% of the applicants expected gross monthly income. So If a borrow requests an extension on paying back a payday loan that extension can only be granted out for 60 days beyond the initial due date. Another thing to remember is that in Nevada a borrower has the legal right to rescind a payday loan within one business day of when the loan was granted. Lastly, the borrower has the legal right to payback a loan in full without any additional charges or fees.
As with most states there aren't many direct payday loan lenders in Nevada. There are companies that claim to be direct lenders but in actuality these companies are non-direct lenders. They are simply payday loan matching services that will take your information and attempt to sell it to multiple companies. That's why it very important to deal with only direct lenders. You will not only save time and money but you have the assurance of knowing exactly where your information is being sent.
At Nevadaypaydaylenders, we try to list and document all the direct lenders that are currently offering loans to consumers that live in Nevada. This may not look like a comprehensive list but keep in mind these are only direct payday loan lenders. We make no claims or warranties regarding the quality of service you will receive from the direct lenders listed below. However, these companies have all been in business for quite a while and process thousands of payday loans a year. This list will be updated every week. If you see a direct payday lender that's missing from this list don't hesitate to contact us so we can update our database!
Recent federal and state regulations have forced many direct lenders to pause or completely shut down their lending operations. This includes many of the tribal payday lenders and offshore installment lenders. With that being said, Nevada still ranks as one of the best states to get a direct payday loan or installment loan. Many other states such as California and Florida have made it very difficult for direct lenders to operate in their state. This causes rouge lenders to pop up in their states and you never know what's going to happen with that type of scenario. There are a few court cases working their way through the system that should better define the industry in a few months. With that being said we expect a handful of large direct payday loan lenders to come back on board during the holidays. In the meantime our list of direct payday loan lenders in Nevada has shrunk a bit.
The lenders listed below offer direct payday loans or direct installment loans to consumers in Nevada.
Leading online direct payday loan lender. Claim to offer the largest funding amounts in Nevada and will never authorize a credit check. You can get cash in hand by the next day or authorize a same day bank wire to get same-day cash in hand.
Ace just recent started lending again in Nevada. They're one of the largest direct payday lenders around and they offer same day loans up to $1,000. Also, you can have the money wired to your bank account or pick it up same day at any of their Nevada locations!
Longtime direct lender that's fully licensed to provide short term payday loans. They have an easy 3-step application and offer payday loans up to $1,200 to Nevada residents. As a Holiday bonus they're offering 20% off all loan fees throughout December.
Are you having trouble finding a direct payday loan lender? Many of the direct payday lenders listed here will lend to consumers in Nevada who may have bad credit or bad chexsystem's reports. With that being said, if you need other options or if you can't find a direct lender for whatever reason then you should check out CashAdvance.com. They work with dozens of direct payday lenders & direct installment lenders that currently offer loans to consumers in Nevada . They can usually find a direct loan for anyone regardless of your financial situation.
Check City is one of the most established lenders currently serving the state of Nevada. They have many offices in the state and have been around since 1989. At this time they will lend up to $1,000 to a Nevada resident. Offer low fees with reasonable payoff times.
National Payday has been providing online payday loans for the past decade. Claim to have a very high approval rate for Nevada consumers. Have low finance charges compared to other direct lenders. They also offer same day cash wired to your account.
Quick approval process for Nevada consumers. At this time they're offering direct payday loans and direct installment loans for up to $1,000 for consumers in Nevada. Member of the Online Lender Alliance offering say day cash options.
Large online lender with a strong presence in Nevada. Claim to never do a credit check and will generally qualify you if you have a checking account and make at least $800 a month. Also they say you won't need to fax in any information to apply for a direct payday loan.
Are you looking for more money than what a payday loan or installment loan can provide? If you have a vehicle that's paid off you may want to look into a car title loan. With a car title loan you can borrow a large amount of money(usually the amount your car is worth) and get a much lower interest rate compared to traditional payday loans or installment loans. You'll be able to keep your car and once you pay off your loan you're free and clear. The largest direct auto title lender in Nevada is 800LoanMart. They can generally get you approved in less than an hour and have great customer service. Check them out today for more info.