****Last Revised– 5/18/16****
Recent federal and state regulations have forced many payday loan lenders to pause or completely shut down their online lending operations in Nevada. This includes many online payday lenders and offshore installment lenders that offered online personal loans in Nevada(mainly to consumers in Las Vegas). With that being said, Nevada still ranks as one of the best states to get an online direct payday loan or direct installment loan. Check this database often as we expect a few large online payday lenders to start lending again as we move through 2016.
These online lenders offer direct payday loans or direct installment loans in Nevada:
Check City offers online payday loans and retail loans in Nevada. They have offices throughout the state(mainly in the Las Vegas area) and have been offering payday loans to Nevada residents since 1989. They offer online payday loans of anywhere from $100 to $2,500 for Nevada consumers. Your payday loan payoff term can not exceed 35 days and your loan balance can not exceed 25% of your gross monthly income. Their online loans have low fees with reasonable payoff times, even if you have bad credit or past payday loan delinquencies.
Large online payday loan company with a strong presence in Las Vegas. Claim to never do a credit check and will generally qualify you for an online loan if you have a checking account and make at least $1200 a month. Also they say you won’t need to fax in any information when you apply for a direct payday loan or direct installment loan. At this time Nevada residents can expect a loan amount of up to 25% of your gross monthly income and your loan term should be anywhere from 35-90 days.
MyPaydayLoan is a large direct lender that’s been funding online payday loans in Nevada for years. They claim to offer the largest funding amounts in Nevada and never require bank statements for loans under $400. Also, they just streamlined their online application process. Mypaydayloan claims that Nevada residents are now more than twice as likely to be approved for an online payday loan. Bad credit is no problem, but in order to qualify for a loan you can’t have any active payday loans in default and you need an active checking account, they won’t accept a savings account.
Cash Central is a longtime online payday lender that’s fully licensed to provide short term payday loans in Nevada. They also just started offering installment loans to Nevada consumers as of early 2014. They have an easy 3-step application online process and currently offer online payday loans of up to $1,200 to Nevada residents. Your loan payoff term can be no shorter than 4 days and no longer than 35 days. Use code “CJ5615” anytime through May to get 15% off fees on your first payday loan.
CheckIntoCash may be the largest direct payday lender in the country. They’ve been offering online payday loans in Nevada for well over a decade and claim to have competitive rates in addition to one of the easiest online application processes in Nevada. At this time they’re offering online payday loans of up to $1,000 for first time applicants in Nevada. To be approved for a loan you must have an active checking account that’s been open for at least 90 days.
Are you having trouble getting a payday loan in Las Vegas? Many of the direct payday lenders listed here may not lend to consumers in Nevada who may have bad credit or bad Chexsystem’s reports. With that being said, if you need other options or if you can’t find a decent bad credit lender for whatever reason then you should check out Online Loan Network. They work with hundreds of online payday lenders that currently offer loans to consumers in Las Vegas and the entire state of Nevada for that matter. They can usually find a direct payday loan for anyone regardless of their financial situation.
CashNet has been a longtime online lender in Nevada and they also have a few storefront locations in Las Vegas. At this time, Nevada residents can borrow up to $1500 and your loan will be due anywhere from 7 to 35 days out. On top of that, you have the option of extending your payday loan for up to 60 days after your initial due date. Cashnet currently has a promotion in place for Nevada residents. Use code “NEWCASH25” anytime through June for 25% off your initial payday loan fees.
Payday Direct promises a quick approval process for Nevada consumers regardless of if you have bad credit or no credit at all. At this time they’re offering online payday loans and installment loans of up to $1,000 for consumers in Nevada. Member of the Online Lender Alliance offering same day cash advance options & a fully automated online application process.
This online lender is new to Nevada as of early 2016. They currently offer online installment loans to Nevada citizens of anywhere from $250 to $1000. Returning customers can qualify for more. These online loans are often issued with a 6 month payment length of weekly or monthly payments. Based on their website, a Nevada citizen will qualify for a loan if they can show a recent history of employment income with direct deposit that goes into a bank account.
Avant Credit offers direct online installment loans to Nevada residents. An Avant installment loan may not be your best option if you have bad credit. You generally need average to good credit to be approved for an online loan with them. They’re currently offering online loans in Nevada for up to $3,000 with a 24 month payoff term. There’s no pre-payment penalty if you want to pay off your loan sooner.
National Payday has been offering online payday loans to Nevada residents for the past decade. They claim to have a very high approval rate for Las Vegas consumers. National Payday also claims to have more payment options and lower finance charges compared to most other cash advance lenders. They also offer same day cash wired to your account.
One Click Loan offers online payday loans and installment loans to consumers in Nevada. In order to qualify for a loan you need to currently be employed and make at least $1000 a month. They claim that you’re still eligible for an online payday loan in Nevada even if you have bad credit, past bankruptcies or bounced checks.
Springleaf has been providing payday loans in Las Vegas for years. They’re a huge company that’s listed on the NY stock exchange and they claim to have provided loans to well over 3 million consumers since the company’s inception. Springleaf is currently funding online installment loans of anywhere from $1,000 to $4,000 for qualified consumers in Nevada. They also have a handful or retail locations in Las Vegas where you can be approved for a loan that same day. With a Springleaf installment loan you can pay off your loan in one to two years and there’s no pre-payment penalty. You’ll probably need a credit score of at least 700 to qualify for an online loan.
Are you looking for more money than what a typical online payday loan offers? If you have decent credit you may want to apply for a direct installment loan. With an installment loan you can borrow a large amount of money(usually 1k to 10k in Nevada depending on the lender) and get a much lower interest rate when compared to traditional payday loans. One of the largest installment loan sites that services the state of Nevada is Lendyou. They can generally get Las Vegas residents approved in less than an hour and have great online help and customer service. Check them out today to determine if an online installment loan or payday loans Las Vegas is the way to go.