****Last Updated– 8/7/15****
Recent federal and state regulations have forced many payday loan lenders to pause or completely shut down their online lending operations in Nevada. This includes many online payday lenders and offshore installment lenders that offered online personal loans in Nevada(mainly to consumers in Las Vegas). With that being said, Nevada still ranks as one of the best states to get an online direct payday loan or direct installment loan. Check this database often as we expect a few large online payday lenders to start lending again as we move through the second half of 2015.
These online lenders offer direct payday loans or direct installment loans in Nevada:
Check City offers online payday loans and retail loans in Nevada. They have offices throughout the state(mainly in the Las Vegas area) and have been offering payday loans to Nevada residents since 1989. At this time they’re offering online payday loans of anywhere from $100 to $2,500 for Nevada consumers. Your payday loan payoff term can not exceed 35 days and your loan balance can not exceed 25% of your gross monthly income. Their online loans have low fees with reasonable payoff times, even if you have bad credit or past payday loan delinquencies.
Payday Direct promises a quick approval process for Nevada consumers regardless of if you have bad credit or no credit at all. At this time they’re offering online payday loans and installment loans of up to $1,000 for consumers in Nevada. Member of the Online Lender Alliance offering same day cash advance options & a fully automated online application process.
MyPaydayLoan is a large direct payday loan lender that’s been offering online loans in Nevada for years. They claim to offer the largest funding amounts to consumers in Nevada and never require bank statements for loans under $400. Also, they just streamlined their online application process. Mypaydayloan claims that Nevada residents are now more than twice as likely to be approved for a direct cash advance. Bad credit is no problem, but in order to qualify for a loan you can’t have any active payday loans in default and you must have an active checking account, they won’t accept a savings account.
Cash Central is a longtime online payday lender that’s fully licensed to provide short term payday loans in Nevada. They also just started offering installment loans to Nevada consumers as of early 2014. They have an easy 3-step application online process and currently offer online payday loans of up to $1,200 to Nevada residents. At this time, your loan payoff term can be no shorter than 4 days and no longer than 35 days. Use promotion code “CJAU25″ for 25% off fees during the month of August on your first payday loan.
Are you having trouble getting a cash advance in Nevada? Many of the direct payday lenders listed here may not lend to consumers in Nevada who may have bad credit or bad Chexsystem’s reports. With that being said, if you need other options or if you can’t find a decent bad credit lender for whatever reason then you should check out 3ClickLoan. They work with hundreds of direct payday lenders that currently offer loans to consumers in Nevada. They can usually find a direct loan for anyone regardless of your financial situation.
CheckIntoCash may be the largest direct payday lender in the country. They’ve been offering online payday loans in Nevada for well over a decade and claim to have competitive rates with one of the easiest online application processes in Nevada. At this time they’re offering online payday loans of up to $1,000 for first time applicants in Nevada. To be approved for a loan you must have an active checking account that’s been open for at least 90 days.
Avant Credit offers direct online installment loans to Nevada residents. An Avant installment loan may not be your best option if you have bad credit. You generally need average to good credit to be approved for an online loan with them. They’re currently offering loans in Nevada for up to $3,000 with a 24 month payoff term. There’s no pre-payment penalty if you want to pay off your loan sooner.
Large online payday loan company with a strong presence in Nevada. Claim to never do a credit check and will generally qualify you for an online loan if you have a checking account and make at least $1200 a month. Also they say you won’t need to fax in any information when you apply for a direct payday loan or direct installment loan.
National Payday has been offering online payday loans to Nevada residents for the past decade. They claim to have a very high approval rate for Nevada consumers. National Payday also claims to have more payment options and lower finance charges compared to most other cash advance lenders. They also offer same day cash wired to your account.
ATMCashLoan offers online payday loans and installment loans to consumers in Nevada. In order to qualify for a loan you need to currently be employed and make at least $1000 a month. They claim that you’re still eligible for a payday loan even if you bad credit, past bankruptcies or bounced checks.
Springleaf has been offering online installment loans to consumers in Nevada for years. They’re a huge company that’s listed on the NY stock exchange and they claim to have provided loans to well over 3 million consumers since the company’s inception. Springleaf is currently offering installment loans of anywhere from $1,000 to $4,000 for qualified consumers in Nevada. With a Springleaf installment loan you can pay off your loan in one to two years and there’s no pre-payment penalty. You’ll probably need a credit score of at least 650 to qualify for an online loan.
Are you looking for more money than what a typical online payday loan offers? If you have decent credit you may want to apply for a direct installment loan. With an installment loan you can borrow a large amount of money(usually 1k to 10k in Nevada depending on the lender) and get a much lower interest rate when compared to a traditional payday loan. One of the largest installment loan sites that services the state of Nevada is Lendyou. They can generally get Nevada residents approved in less than an hour and have great online help and customer service. Check them out today to determine if an installment loan is the way to go.