List of Nevada Direct Payday Lenders

****Last Revised– 11/23/16****

Recent federal and state regulations have forced many payday loan lenders to pause or completely shut down their online lending operations in Nevada. This includes many online payday lenders & installment lenders that offered online personal loans in Nevada(mainly to consumers in Las Vegas). Nevada still ranks as one of the best states to get an online payday loan or installment loan. Check this site often as we expect a few large online payday lenders to start lending again as we move through 2016. 

These online lenders offer direct payday loans or direct installment loans in Nevada:


Check City:

Check City offers online payday loans and retail loans in Nevada. They have offices throughout the state(mainly in the Las Vegas area) and have been offering payday loans to Nevada residents since 1989. They offer online payday loans of anywhere from $100 to $2,500 for Nevada consumers. Your payday loan payoff term can not exceed 35 days and your loan balance can not exceed 25% of your gross monthly income. Their online loans have low fees with reasonable payoff times, even if you have bad credit or past payday loan delinquencies.

Large online payday loan company with a strong presence in Las Vegas.  Claim to never do a credit check and will generally qualify you for an online loan if you have a checking account and make at least $1200 a month.   Also they say you won’t need to fax in any information when you apply for a direct payday loan or direct installment loan. At this time Nevada residents can expect a loan amount of up to 25% of your gross monthly income and your loan term should be anywhere from 35-90 days.


CashNet has been a longtime online lender in Nevada and they also have a few storefront locations in Las Vegas. At this time, Nevada residents can borrow up to $1500 and your loan will be due anywhere from 7 to 35 days out. On top of that, you have the option of extending your payday loan for up to 60 days after your initial due date. Cashnet currently has a promotion in place for Nevada residents. Use code “NEWCASH25” anytime through December for 25% off your initial payday loan fees.


CheckIntoCash may be the largest direct payday lender in the country. They’ve been offering online payday loans in Nevada for well over a decade and claim to have competitive rates in addition to one of the easiest online application processes in Nevada. At this time they’re offering online payday loans of up to $1,000 for first time applicants in Nevada. They don’t have any physical payday loan locations in Las Vegas, but all Nevada residents are eligible to apply online. To be approved for a loan you must have an active checking account that’s been open for at least 90 days.

This online lender is new to Nevada as of early 2016. They currently offer online installment loans to Nevada citizens of anywhere from $250 to $1000. Returning customers can qualify for more. These online personal loans are often issued with a 6 month payment term of weekly or monthly payments. Based on their website, a Nevada citizen will qualify for a loan if they can show a recent history of employment income with direct deposit that goes into a bank account.

Are you having trouble getting a payday loan in Las Vegas?  Many of the direct payday lenders listed here may not lend to consumers in Nevada who have bad credit or bad Chexsystem’s reports.  With that being said, if you need other options or if you can’t find a bad credit lender for whatever reason then you should check out SkyLoan.  They work with dozens of online payday lenders that fund loans of up to $1,000 for residents of Las Vegas & the entire state of Nevada for that matter.  They can usually find a direct payday loan for anyone regardless of their financial situation.

My Payday Loan:

MyPaydayLoan is a large direct lender that’s been funding online payday loans in Nevada for years.  They claim to offer the largest funding amounts in Nevada and never require bank statements for loans under $400.  Also, they just streamlined their online application process. Mypaydayloan claims that Nevada residents are now more than twice as likely to be approved for an online payday loan. Bad credit is no problem, but in order to qualify for a loan you can’t have any active payday loans in default and you need an active checking account, they won’t accept a savings account.

Payday Direct USA:

Payday Direct promises a quick approval process for Nevada consumers regardless of if you have bad credit or no credit at all. At this time they’re offering online payday loans and installment loans of up to $1,000 for consumers in Nevada. Member of the Online Lender Alliance offering same day cash advance options & a fully automated online application process.

National Payday:

National Payday has been offering online payday loans to Nevada residents for the past decade. They claim to have a very high approval rate for Las Vegas consumers. National Payday also claims to have more payment options and lower finance charges compared to most other cash advance lenders. They also offer same day cash wired to your account.


One Click Loan offers online payday loans and installment loans to consumers in Nevada. In order to qualify for a loan you need to currently be employed and make at least $1000 a month. They claim that you’re still eligible for an online payday loan in Nevada even if you have bad credit, past bankruptcies or bounced checks.


Avant funds Nevada installment loans of $5000 and higher with an APR range of 9-36%. An Avant installment loan may not be your best option if you have bad credit. You generally need average to good credit to be approved for an online loan with them. Avant’s loan terms will range from 24 months to 36 months and there’s never a pre-payment penalty if you want to pay off the loan sooner.

Cash Central:

Cash Central is a longtime online payday lender that’s fully licensed to provide short term payday loans in Nevada. They also just started offering installment loans to Nevada consumers as of early 2015.  They have an easy 3-step application online process and currently fund online payday loans of up to $400 to Nevada residents. Your loan payoff term can be no shorter than 4 days and no longer than 35 days.


Springleaf has been providing payday loans in Las Vegas for years. They’re a huge company that’s listed on the NY stock exchange and they claim to have provided personal loans to well over 3 million consumers since the company’s inception. Springleaf is currently funding online installment loans of anywhere from $1,000 to $4,000 for qualified consumers in Nevada. They also have a handful or retail locations in Las Vegas where you can be approved for a loan that same day. With a Springleaf installment loan you can pay off your loan in one to two years and there’s no pre-payment penalty. You’ll probably need a credit score of at least 700 to qualify for a personal loan with them.

Are you looking for more money than what a typical online payday loan offers?  If you have decent credit you may want to apply for a direct installment loan.  With an installment loan you can borrow a large amount of money(usually 1k to 10k in Nevada depending on the lender) and get a much lower interest rate when compared to traditional payday loans.  One of the largest installment loan sites that services the state of Nevada is Lendyou.  They can generally get Las Vegas residents, or anyone in the State of Nevada approved in less than an hour and have great online help and customer service.  Check them out today to determine if an online installment loan or payday loans Las Vegas is the way to go.

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Direct Payday Loans In Las Vegas, Nevada

You can use our site to find the best resources regarding payday loans Las Vegas and all throughout the state of Nevada for that matter.  We only list online lenders that actively loan money to consumers who live in Las Vegas.  Over the past few years Nevada has taken some broad steps to reign in lenders that provide online payday loans.  There were numerous complaints coming in from all across the state, mostly in Las Vegas though which has many retail locations for obvious reasons. These new regulations are intended to cap borrower loan amounts, and limit the total of loans and extensions a consumer can have at any one time.  However, as of 2012 there is still no limit on the amount that can be loaned.  In fact you can still go to a payday loan location in Las Vegas and literally get any amount of money that someone is willing to give you. This means direct payday loan lenders can pretty much charge whatever they want when it comes to fees and interest.   So you need to be sure you go with a reputable lender if you intend to apply for an online payday loan in Las Vegas.
Nevada Payday Loan Regulations state that a payday loan can not exceed 25% of the applicants expected gross monthly income.  Keep in mind, this applies to citizens all over the state. Not just citizens in Las Vegas or Reno! So If a borrower requests an extension on paying back a payday loan, that extension can only be granted out for 60 days beyond the initial due date.  Another thing to remember is that in Nevada a borrower has the legal right to rescind a payday loan within one business day of when the loan was granted.  Lastly, the borrower has the legal right to payback a loan in full without any additional charges or fees. At this time there is no limit when it comes to the finance charge a Las Vegas based lender or an online lender can assess on an average 14 day payday loan. We expect this rule may change as we head into the later part of 2016.
As with most states there aren’t as many companies in Nevada as there used to that fund online payday loans.  Many companies that claim to be direct lenders are actually non-direct lenders.  They don’t lend money and they don’t make and underwriting decisions when it comes to your payday loan. Unlike a direct lender, they probably have now idea what the laws and restrictions are when it comes to payday loans Las Vegas or Nevada for that matter! These companies are simply payday loan matching services that will take your information and attempt to sell it to multiple companies.  That’s why it very important to deal with only direct lenders.  You will not only save time and money but you have the assurance of knowing exactly where your information is being sent.
At Nevadaypaydaylenders, we try to list and document all the direct lenders that are currently offering online payday loans to consumers that live in Las Vegas. While we primarily focus on Las Vegas payday loans that doesn’t mean we’ve neglected the entire state of Nevada. Simply put Las Vegas is a large area and there are many people in Las Vegas that are looking for online payday loans. The good thing is that most online payday loans that are available in Las Vegas are just as available in any other part of Nevada. This may not look like a comprehensive list but keep in mind these are only direct payday loan lenders.  Also, the direct payday lenders listed here are only online lenders. We obviously don’t list the retail locations as there are literally hundreds of payday loan stores in Las Vegas alone! You can do a search online for payday loans in Las Vegas and come up with dozens within any square mile. We make no claims or warranties regarding the quality of service you will receive from the direct lenders listed on our site.  However, these companies have all been in business for quite a while and process thousands of direct payday loans a year for Nevada consumers.  This list will be updated every week.  If you see a direct payday lender that’s missing from this list don’t hesitate to contact us so we can update our database! Also, keep in mind we only list companies that have an online presence in Nevada. As we mentioned earlier, there are many payday lenders in Las Vegas metro, but we generally will not list companies who don’t have an online presence.

Most Las Vegas Payday Loans Are Also Available Throughout Nevada!

Check out our latest post about the best ways to choose and find payday loans Las Vegas
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